GOLD SAVINGS SCHEME
SWARNTERAS
Save a little. Build something beautiful.
Start your gold savings journey with RK Jewellers.
Pay for 11 months, and we'll add 1 extra instalment.
Turn your savings into timeless jewellery.
Instalments
(You Pay)
by RK Jewellers
(We Add)
of Gold Savings
(Your Benefit)
WHAT IS SWARNTERAS?
A simple way to save for your next piece of gold.
Swarnteras is a gold savings scheme designed to help you save towards your next jewellery purchase in a simple, structured way.
You contribute a fixed amount every month for 11 months. At the end of the scheme, RK Jewellers contributes the value of one additional monthly instalment, subject to the scheme's terms and conditions.
Your total eligible amount becomes:
12 × Your Monthly Instalment
EXAMPLE AMOUNTS
| Monthly Amount | You Pay (11 months) | RK Jewellers Adds | Total Purchase Value |
|---|---|---|---|
| ₹5000 | ₹55000 | ₹5000 | ₹60000 |
| ₹10000 | ₹110000 | ₹10000 | ₹120000 |
| ₹15000 | ₹165000 | ₹15000 | ₹180000 |
| ₹20000 | ₹220000 | ₹20000 | ₹240000 |
| ₹25000 | ₹275000 | ₹25000 | ₹300000 |
The actual available amounts may vary as per RK Jewellers scheme offerings.
HOW SWARNTERAS WORKS
4 simple steps to your gold
- 01 Choose Your Monthly Amount
- 02 Save Pay for 11 Months
- 03 Grow RK Jewellers adds 1 Monthly EMI
- 04 Redeem Shop for Gold up to your eligible amount
CALCULATE YOUR SWARNTERAS
See your savings grow
How much would you like to save every month?
Swarnteras
/ month
By proceeding, you confirm that you have read and accepted the Swarnteras terms and conditions.
WHY SWARNTERAS?
More than just savings. It's a smarter way to buy gold.
Start Small
Begin with an amount that fits your monthly budget.
Build a Habit
A fixed monthly contribution makes it easier to save consistently.
Get an Extra Instalment
Complete the required 11 instalments and RK Jewellers contributes one additional instalment, subject to the terms.
Turn Savings Into Gold
At maturity, use your eligible amount towards your jewellery purchase as per the applicable scheme conditions.
Your next piece of gold starts with one small step.
- Choose your monthly amount
- Complete your 11 instalments
- Let RK Jewellers add the 12th
Have questions? Get instant answers from our team.
